Retirement in the Unites States today forms a normal part of the life  cycle. Most people will spend some time in retirement. Atchley and  Barusch (2003) describe retirement as a series of stages. This  five-stage model takes a life-course perspective on retirement. It shows  the interplay between a person’s past, his or her current life, and  external events.

The population of older adults in the United States has grown more  than ten times in size from 1900 to 2003, from 3.1 million to 36 million  people.

Projections show that this population will more than double from the  year 2000 to 2050, increasing from 35 million to 86.7 million (Novak,  2009).

Using the South University Online Library or the Internet, research  on retirement specifically in the context of United States. Based on  your research and understanding, respond to the following:

  • Explain the five stages of retirement. Which stage do you think is most important? Why?
  • Describe the factors that a person has to consider when contemplating retirement.
  • Describe different factors that can have an impact on retirement.
  • Explore your own retirement plan. Describe where you are on the  planning process. What is the stage of retirement that you current are  at?
  • Explain the factors that you would consider while planning your retirement.
  • Describe how increasing numbers of retirees will affect retirement patterns.
  • Compare retirement conditions in the United States to another country of your choice.
  • Explain the techniques that other countries are planning for the new retirees’ influx.


Atchley, R. C., & Barusch, A. (2003). Social Forces and Aging. (10th ed.).
Wadsworth Publishing.

Novak, M. (2011). Issues in Aging. (3rd ed.). Pearson.

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